The back room gnomes said, have it your way. But, you have to follow our highly confusing rules for the nominating contest which we just made up.
The spiders crafted enormous fragile webs along the chains of the gaslight lamps and up the sides of the caverns. The Goddess granted her Clerics a new Channel Divinity – Web Message.
The God of Knowledge no longer wished to share learning and knowledge with the world. He wanted learning and knowledge to come to Him. And He wanted it all. To keep His existence. To keep it secret. To keep it safe.
The Elvish functionaries would … write a travel guide! A travel guide about the Orks and the Halflings and the men. A disaster tourism travel guide. They’d return and be famous! It would be awesome!
Once they exited the throne room, the Emperor said, bored, to his functionary, “How many more parties of self-proclaimed heroes do we have today?”
“Six, Excellency,” the functionary said.
With a couple of tweaks, filing off the serial numbers, and squinting, tontines are a great inspiration for one-shot, short campaigns, and, in some contexts, longer running story arcs.
“This is a Tontine,” the Transmuter Banker tells the Guild Master as she underwrites the investment vehicle. “And considering adventurers, a terrible idea.” And then she signs the paperwork because, in her mind, Adventurers + Investment = Funny.
Nothing screws up a balanced economy based on a carefully manicured and ecologically pure common resource like 20th level Heroes.
The village stood around and shouted at one another. They assumed one peasant class was going to pay for the other peasant classes, or the rich would pay for everyone. And thus, no one paid for anything.
Murder Hobos are natural risk assessment machines. They will risk their current gains in equipment, XP, and cash if they believe the wage offered to complete the Quest by the Quest Giver matches the right amount of risk/grossness/weirdness they must assume.